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Array is a US fintech company that provides embeddable credit, identity protection and personal finance tools for businesses. Its platform lets banks, fintechs and consumer brands offer customers credit scores and reports, credit monitoring, identity theft protection, privacy protection, debt analysis and financial insights directly within their own apps and websites. Array also offers tools for data breach response and marketing. Financial services and consumer companies use Array to engage users, build trust and grow revenue.
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Recent User Report Trends for Array
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What is Array's current status?
All systems are operational
No active incidents reported.
Incident history: past 7 days
times in UTCToday
Yesterday
Oct 29, 2026
Oct 28, 2026
Oct 27, 2026
Oct 26, 2026
User Reports for Array
Recent issues reported by users from around the world.
No user reports for Array in the last 30 days.
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Performance Insights
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About Array & Technical Insights
What this service does and the technologies behind it.
Read the tech stack as text▾
Overview: A lean, engineering-led fintech stack betting on SvelteKit and Vite instead of React norms, wrapped in a HubSpot-run B2B demand machine on Google Cloud.
What stands out
- SvelteKit and Vite together appear on under 0.5% of sites each, marking a deliberate performance bet that is rare in financial software.
- Preact running alongside Svelte suggests third-party embeds or a partial React migration rather than a clean single-framework codebase.
- The full HubSpot suite plus Crazy Egg and the LinkedIn tag points to a mature inbound and ABM marketing engine, not just a docs site.
- Google Cloud with CDN and HTTP/3 signals real investment in global latency for embeddable APIs that partners depend on.
Technologies array.com uses
- SvelteKit — Chosen over mainstream React stacks, signalling a product-led engineering team prioritising fast, lightweight financial embedding experiences.
- HubSpot Cookie Policy Banner — Consent management shipping from HubSpot, indicating careful privacy compliance for a company selling privacy products.
- Google Cloud — Primary cloud host, suggesting enterprise-grade infrastructure commitments and US-centric data handling.
- Linkedin Insight Tag — B2B retargeting for a business audience.
- Express — Node server layer likely handling SSR and API routes, showing in-house engineering rather than static marketing pages.
- React — Used somewhere in the wider component ecosystem.
- Crazy Egg — Heatmap and session recording reveal an experimentation culture optimising signup and embedding conversion funnels.
- Svelte — Core reactive framework powering interactive product demos and embeddable finance components without a heavy runtime.
- HeroUI — Component design system supplying polished, accessible UI primitives, hinting at heavy investment in visual consistency across app surfaces.
- Node.js — Runtime behind the server stack.
- Google Analytics — Baseline traffic measurement.
- Vite — Build tooling under SvelteKit; reflects a modern, performance-obsessed front-end pipeline for widgets and dashboards.
- Google Cloud CDN — Global edge delivery for embeddable fintech, where latency and uptime directly affect partner integrations.
- HubSpot Analytics — Lead and campaign tracking aligned with a B2B sales motion aimed at business-services buyers.
- PWA — Installable app-style experience for repeat users.
- Preact — Lightweight React alternative likely inside vendor widgets or embedded checkout to keep bundle size small.
- HubSpot — CRM and marketing automation platform underpinning demand generation for a Business Services audience.
- Google Tag Manager — Tag orchestration across marketing tools.
- HTTP/3 — Modern transport for faster loads.
- Google Font API — Standard webfont delivery.
- PHP — Legacy or CMS-driven pages remain in the mix.
- HSTS — Enforced HTTPS.
- Open Graph — Standard social sharing metadata.
How these technologies work together
- Svelte requires SvelteKit — SvelteKit's routing and SSR layer renders Svelte components; together they define the entire interactive front end.
- SvelteKit requires Vite — Vite is SvelteKit's bundled dev server and compiler, so the site cannot build or hot-reload without it.
- HubSpot requires HubSpot Analytics — HubSpot analytics is the measurement module inside the HubSpot platform already loaded here.
- Express requires Node.js — Express is a Node framework; the runtime and web framework ship as one server-side stack.
- Google Cloud runs on Google Cloud CDN — Cloud CDN sits in front of Google Cloud origins, caching assets and API responses for embedding partners worldwide.
- Express runs on Google Cloud — The Express service is deployed onto Google Cloud infrastructure, tying application code to one cloud vendor.
- PWA works alongside SvelteKit — SvelteKit's service-worker support makes the PWA hint a natural extension of the framework's build output.
- Google Analytics requires Google Tag Manager — Analytics is almost certainly fired through Tag Manager, the deployment channel for every marketing pixel on the page.
- HubSpot Analytics works alongside Linkedin Insight Tag — CRM lead tracking paired with LinkedIn retargeting maps a classic business-services ABM funnel.
- HeroUI integrates with Svelte — HeroUI supplies accessible component primitives styled to work with Svelte, keeping embedded dashboards visually consistent.
- HubSpot requires HubSpot Cookie Policy Banner — The consent banner ships from HubSpot, so privacy compliance and marketing automation share one vendor and script.
- Preact overlaps with React — Preact is a drop-in React replacement; running both suggests legacy widgets or vendor scripts bundling their own copy.
- Preact overlaps with Svelte — Two lightweight UI runtimes on one site: one likely powers the app, the other arrives inside third-party embeds.
- Crazy Egg works alongside Google Analytics — Heatmaps complement pageview analytics, giving both quantitative traffic and qualitative funnel friction data.
- Google Analytics works alongside HubSpot — Two measurement stacks run in parallel, one owning lead attribution and the other owning traffic behaviour.
- Google Cloud CDN works alongside HTTP/3 — CDN edge endpoints negotiate HTTP/3, cutting latency for partner sites that embed Array's widgets.
- Node.js runs on Vite — Vite's dev server and production build pipeline execute on Node, linking tooling to the server runtime.
- HeroUI works alongside React — HeroUI originated in React; its presence hints at shared design tokens spanning React and Svelte surfaces.
Trust & Safety Checks
Public registration, DNS and certificate records UptimeCard checked independently for the domain array.com.
Secure, encrypted connection
Everything sent to this site is encrypted, using a valid certificate from Google Trust Services.
Domain name active since 1991
array.com has been a registered domain since May 1991 — 35 years at the same web address.
Domain lock enabled
The registry blocks unauthorised transfers, so the domain cannot be hijacked.
Registered through 2032
The owner has kept this domain secured until May 2032.
DNS managed by DNS Made Easy
5 nameservers answer for this domain, so it stays reachable even if one goes offline.
Hosted by Google LLC
Served from professional infrastructure located in United States.
Records last verified September 2026.
How to fix Array not working
Array provides credit reports, identity verification and related data services for lenders and financial businesses. Staff use its dashboard and API to order checks. Find your symptom below. Most problems come from a sign-in, a missing or mismatched applicant detail, a check that has not finished, or the platform itself. Never send applicants' personal details, credit information or identity documents in a support message.
Jump to what you are seeing
Website Down
The Array website does not load for you.
- Open the page in a private window and on another network.
- Check status.array.com for an active incident.
- If only your network is affected, ask IT to check the firewall.
Login Failed
Sign-in is refused.
- If the message says the password is wrong, reset it and check spam.
- Check you are using the account your company set up.
- Try a private window to rule out an old session.
Credit Report Error
A credit report does not generate, or it shows an error.
- Check the applicant's name, date of birth and address are complete and match the request.
- Check the report type is included in your subscription.
- Check status.array.com, and send the order reference and the time to your administrator.
API Issues
Calls to the Array API fail or return an error.
- Check the status code. An access error usually means the credentials are wrong, too many calls means you should slow down, and a server error means a service-side problem.
- Confirm the credentials have not expired and are for the right account.
- Retry with a growing delay, and check status.array.com if several calls fail together.
Identity Verification
An identity check is refused, or it stays pending.
- Check the details entered match the applicant's official documents exactly.
- Ask the applicant to try again with clear photos, in good light.
- Check status.array.com, then contact the lender with the reference and the time.
Dashboard Not Loading
The dashboard stays blank, or it shows an error.
- Reload in a private window, and shorten the date range.
- Check your role can see the orders you are viewing.
- Check status.array.com, and send the dashboard name and the time to your administrator.
Still not working?
Contact your organisation's Array administrator or your lending operations lead first. For a platform-wide problem, contact Array support through the help option in the platform or on its website. Have your organisation name, the order or case reference (not the applicant's details), the exact error text, and the time with your time zone. Never send credit information, identity documents or account numbers in a support message. Live incident updates are on status.array.com.
Most credit and identity-check problems come from a detail that does not match, a check that is still running or a sign-in, and they usually clear once that is checked. The status page shows live incidents, so you can see whether the problem is on Array's side.
Frequently asked questions about Array
Is Array down right now?
No. Based on the latest status data on this page, Array (array.com) is up and running normally. The most recent incident, "My Credit Manager system issue under investigation", was resolved (last update Oct 30, 2026).
What should I do if Array is not working for me?
First rule out your side: reload the page, try another browser or device, clear the cache and cookies for array.com, flush your DNS cache and turn off any VPN or proxy. Then compare with this page: if the status shows an incident, or many users reported problems in the last 48 hours, the issue is on the service's end and usually clears up without any action from you. The troubleshooting steps on this page go through each check in order.
What was the most recent Array incident?
The most recent incident on record is "My Credit Manager system issue under investigation", last updated on Oct 30, 2026. It has been resolved.
How many people reported problems with Array recently?
No user reports about Array were submitted in the last 48 hours.
How do I report a problem with Array?
Use the report buttons at the top of this page, or describe the problem in the user reports section. Every report is counted in the 48-hour trend chart and helps other people see whether the problem is widespread.
Where is the official Array status page?
The official status page for Array is status.array.com.
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